{"id":11492,"date":"2023-06-07T09:45:00","date_gmt":"2023-06-07T07:45:00","guid":{"rendered":"https:\/\/prahaskolska.200.solutions\/?p=11492"},"modified":"2023-06-05T10:19:06","modified_gmt":"2023-06-05T08:19:06","slug":"proc-na-ceskych-skolach-chybi-vyuka-financni-gramotnosti","status":"publish","type":"post","link":"https:\/\/prahaskolska.200.solutions\/?p=11492","title":{"rendered":"Pro\u010d na \u010desk\u00fdch \u0161kol\u00e1ch chyb\u00ed v\u00fduka finan\u010dn\u00ed gramotnosti?"},"content":{"rendered":"\n<p><strong>Finan\u010dn\u00ed gramotnost je schopnost rozum\u011bt a spravovat sv\u00e9 finance, pl\u00e1novat rozpo\u010det, \u0161et\u0159it a investovat, rozpoznat rizika a podvody a chr\u00e1nit se p\u0159ed p\u0159edlu\u017een\u00edm. Je to d\u016fle\u017eit\u00e1 dovednost pro ka\u017ed\u00e9ho \u010dlov\u011bka, kter\u00e1 ovliv\u0148uje jeho \u017eivotn\u00ed \u00farove\u0148, prosperitu a spokojenost.<\/strong> <\/p>\n\n\n\n<p><a href=\"http:\/\/www.nuov.cz\/financni-gramotnost-novy-prvek-skolni-vyuky\" target=\"_blank\" rel=\"noreferrer noopener\">P\u0159esto se finan\u010dn\u00ed gramotnosti na \u010desk\u00fdch \u0161kol\u00e1ch systematicky nev\u011bnuje a chyb\u00ed k tomu tak\u00e9 u\u010debnice a dal\u0161\u00ed u\u010debn\u00ed pom\u016fcky<\/a>. V\u00fduka finan\u010dn\u00ed gramotnosti je sice povinnou sou\u010d\u00e1st\u00ed vzd\u011bl\u00e1v\u00e1n\u00ed na z\u00e1kladn\u00edch \u0161kol\u00e1ch od roku 2013 a na st\u0159edn\u00edch \u0161kol\u00e1ch od roku 2007, ale nen\u00ed dostate\u010dn\u011b kvalitn\u00ed, zaj\u00edmav\u00e1 a praktick\u00e1. \u017d\u00e1ci a studenti nemaj\u00ed dostatek informac\u00ed a zku\u0161enost\u00ed ze sv\u011bta pen\u011bz, kter\u00e9 by jim pomohly v budouc\u00edm \u017eivot\u011b.<\/p>\n\n\n\n<p><strong>Pro\u010d je tomu tak? Existuje n\u011bkolik mo\u017en\u00fdch d\u016fvod\u016f:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Nedostatek motivace a z\u00e1jmu ze strany u\u010ditel\u016f i \u017e\u00e1k\u016f.<\/strong> U\u010ditel\u00e9 nemaj\u00ed dostatek \u010dasu, prost\u0159edk\u016f a podpory pro v\u00fduku finan\u010dn\u00ed gramotnosti. \u017d\u00e1ci nevid\u00ed smysl a u\u017eitek t\u00e9to v\u00fduky pro svou sou\u010dasnou i budouc\u00ed situaci.<\/li>\n\n\n\n<li><strong>Nedostatek metodick\u00e9ho materi\u00e1lu a pom\u016fcek pro v\u00fduku finan\u010dn\u00ed gramotnosti.<\/strong> Neexistuje jednotn\u00fd r\u00e1mcov\u00fd vzd\u011bl\u00e1vac\u00ed program ani standardy pro finan\u010dn\u00ed gramotnost. U\u010ditel\u00e9 mus\u00ed hledat nebo tvo\u0159it vlastn\u00ed materi\u00e1ly, kter\u00e9 nejsou dostupn\u00e9, aktu\u00e1ln\u00ed ani kvalitn\u00ed.<\/li>\n\n\n\n<li><strong>Nedostatek spolupr\u00e1ce mezi \u0161kolami, st\u00e1tem, neziskov\u00fdm sektorem a soukrom\u00fdm sektorem.<\/strong> V\u00fduka finan\u010dn\u00ed gramotnosti by m\u011bla b\u00fdt multidisciplin\u00e1rn\u00ed a propojen\u00e1 s re\u00e1ln\u00fdm \u017eivotem. \u0160koly by m\u011bly spolupracovat s odborn\u00edky z praxe, s institucemi jako \u010cNB, MF\u010cR nebo \u010cSOB, s neziskov\u00fdmi organizacemi jako yourchance o.p.s. nebo EFPA, s m\u00e9dii a s rodi\u010di.<\/li>\n<\/ul>\n\n\n\n<p>J<strong>ak tedy zlep\u0161it situaci? N\u011bkter\u00e9 kroky ji\u017e byly u\u010din\u011bny nebo jsou pl\u00e1nov\u00e1ny<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ministerstvo financ\u00ed chce zm\u011bnit p\u0159\u00edstup k v\u00fduce finan\u010dn\u00ed gramotnosti a nov\u011b ji zac\u00edlit i na seniory, nezam\u011bstnan\u00e9 nebo lidi z vylou\u010den\u00fdch lokalit. Do kurz\u016f zapoj\u00ed i policisty a soci\u00e1ln\u00ed pracovn\u00edky, kte\u0159\u00ed budou moci poradit ob\u010dan\u016fm ohro\u017een\u00fdm podvodn\u00fdmi nab\u00eddkami nebo p\u0159edlu\u017een\u00edm.<\/li>\n\n\n\n<li><a href=\"https:\/\/ct24.ceskatelevize.cz\/ekonomika\/2998589-zmena-ve-vyuce-financni-gramotnosti-uz-nebude-jen-pro-zaky-skol-ale-i-pro-seniory\" target=\"_blank\" rel=\"noreferrer noopener\">Ministerstvo financ\u00ed tak\u00e9 p\u0159ipravuje nov\u00e9 testov\u00e1n\u00ed toho, jak lid\u00e9 kl\u00ed\u010dov\u00fdm pojm\u016fm o financ\u00edch rozum\u011bj\u00ed<\/a>. Testov\u00e1n\u00ed by m\u011blo prob\u011bhnout na za\u010d\u00e1tku p\u0159\u00ed\u0161t\u00edho roku a m\u011blo by uk\u00e1zat \u00farove\u0148 finan\u010dn\u00ed gramotnosti obyvatel \u010cR.<\/li>\n\n\n\n<li>N\u011bkter\u00e9 neziskov\u00e9 organizace nab\u00edzej\u00ed projekty finan\u010dn\u00edho vzd\u011bl\u00e1v\u00e1n\u00ed pro \u0161koly i ve\u0159ejnost. Nap\u0159\u00edklad yourchance o.p.s.&nbsp;<a href=\"https:\/\/financnigramotnost.mfcr.cz\/cs\/narodni-registr-projektu\/projekty-financniho-vzdelavani\/financni-gramotnost-do-skol-3301\" target=\"_blank\" rel=\"noreferrer noopener\">provozuje program Finan\u010dn\u00ed gramotnost do \u0161kol<\/a>, kter\u00fd podporuje rozvoj finan\u010dn\u011b gramotn\u00e9 mlad\u00e9 generace. Program nab\u00edz\u00ed metodickou podporu u\u010ditel\u016fm, vytv\u00e1\u0159\u00ed v\u00fdukov\u00e9 materi\u00e1ly a pom\u016fcky, po\u0159\u00e1d\u00e1 semin\u00e1\u0159e a sout\u011b\u017ee pro \u017e\u00e1ky a studenty.<\/li>\n<\/ul>\n\n\n\n<p>Finan\u010dn\u00ed gramotnost je kl\u00ed\u010dovou dovednost\u00ed pro 21. stolet\u00ed, kter\u00e1 umo\u017e\u0148uje lidem l\u00e9pe hospoda\u0159it se sv\u00fdmi pen\u011bzi, pl\u00e1novat svou budoucnost a chr\u00e1nit se p\u0159ed riziky p\u0159edlu\u017een\u00ed nebo podvodu. V\u00fduka finan\u010dn\u00ed gramotnosti na z\u00e1kladn\u00edch \u0161kol\u00e1ch je proto nezbytn\u00e1 pro rozvoj kompetenc\u00ed \u017e\u00e1k\u016f v t\u00e9to oblasti. \u0160koly by m\u011bly vyu\u017e\u00edvat dostupn\u00e9 zdroje a podporu, kter\u00e9 jim nab\u00edzej\u00ed r\u016fzn\u00e9 organizace a instituce zab\u00fdvaj\u00edc\u00ed se finan\u010dn\u00edm vzd\u011bl\u00e1v\u00e1n\u00edm. V\u00fduka finan\u010dn\u00ed gramotnosti by m\u011bla b\u00fdt zaj\u00edmav\u00e1, interaktivn\u00ed a praktick\u00e1, aby \u017e\u00e1ci pochopili v\u00fdznam a u\u017eitek finan\u010dn\u00ed gramotnosti pro sv\u016fj osobn\u00ed i profesn\u00ed \u017eivot.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Finan\u010dn\u00ed gramotnost je schopnost rozum\u011bt a spravovat sv\u00e9 finance, pl\u00e1novat rozpo\u010det, \u0161et\u0159it a investovat, rozpoznat rizika a podvody a chr\u00e1nit se p\u0159ed p\u0159edlu\u017een\u00edm. Je to d\u016fle\u017eit\u00e1 dovednost pro ka\u017ed\u00e9ho \u010dlov\u011bka, kter\u00e1 ovliv\u0148uje jeho \u017eivotn\u00ed \u00farove\u0148, prosperitu a spokojenost. P\u0159esto se finan\u010dn\u00ed gramotnosti na \u010desk\u00fdch \u0161kol\u00e1ch systematicky nev\u011bnuje a chyb\u00ed k tomu tak\u00e9 u\u010debnice a dal\u0161\u00ed [&hellip;]<\/p>\n","protected":false},"author":35,"featured_media":11494,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_breakdance_hide_in_design_set":false,"_breakdance_tags":"","footnotes":""},"categories":[28,27,39],"tags":[],"class_list":["post-11492","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aktualne-ze-skolstvi","category-budoucnost-skolstvi","category-praha-skolska"],"acf":[],"_links":{"self":[{"href":"https:\/\/prahaskolska.200.solutions\/index.php?rest_route=\/wp\/v2\/posts\/11492","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prahaskolska.200.solutions\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/prahaskolska.200.solutions\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/prahaskolska.200.solutions\/index.php?rest_route=\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/prahaskolska.200.solutions\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11492"}],"version-history":[{"count":2,"href":"https:\/\/prahaskolska.200.solutions\/index.php?rest_route=\/wp\/v2\/posts\/11492\/revisions"}],"predecessor-version":[{"id":11540,"href":"https:\/\/prahaskolska.200.solutions\/index.php?rest_route=\/wp\/v2\/posts\/11492\/revisions\/11540"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/prahaskolska.200.solutions\/index.php?rest_route=\/wp\/v2\/media\/11494"}],"wp:attachment":[{"href":"https:\/\/prahaskolska.200.solutions\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11492"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/prahaskolska.200.solutions\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11492"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/prahaskolska.200.solutions\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11492"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}